Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically as per T&C of Insurance Policy.
Why do you need travel insurance?
Travel Insurance provides coverage against different type of emergencies Medical Expenses (incl. repatriation & Medical Evacuation), delay of checked baggage or total loss of checked-in baggage, missed connection, financial emergency assistance etc. while you are travelling. Travel Insurance Policy is an essential piece of documentation that is required when you travel abroad and should be bought in advance to cover the dates you travel on.
Benefits of Travel Insurance
You need to take care of yourself and your valuables when in a new country. As a traveler, you would always look for the benefits of Travel Insurance. You can be covered, including your home back in India, along with the valuables you carry.
Medical Expenses (incl. Repatriation & Medical Evacuation)
The company shall pay or reimburse emergency care expenses incurred for availing immediate emergency medical assistance required on account of any disease /illness or injury whilst on a trip. In case of emergency evacuation, company shall compensate the extra costs of medically necessary and prescribed transportation of the Insured/ Insured Person from the foreign country to his/ her permanent place of residence in India or to the nearest Hospital.
Loss of Passport and Documents
Company shall reimburse the actual expenses necessarily and reasonably incurred in connection with obtaining a duplicate or fresh passport as per the sum insured specified in policy schedule.
This Travel Insurance Policy covers your immediate family members in one policy if family plan has been opted. It helps you from buying the different policies for all members
Trip Cancellation and / or Interruption
Payment towards the non-refundable prepaid payments or the additional expenses incurred subject to limit of Sum Insured, on the trip being cancelled or interrupted due to medical problems of insured/Insured person’s family member, personal employment problems or natural disasters.
Total Loss of Checked-In Luggage
Company shall pay the compensation to the insured/insured person for the total and complete loss of checked-in baggage by a common carrier.
Travel Insurance Plans by Destination
There are different types of Travel Insurance that can be used depending on the destination of your travel.
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